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FrenchSpecialized Wealth Strategies
Capitalizing on opportunity will allow you to build and retain your wealth
Asset Protection and Tax Planning with the use of Trusts
Each trust is designed to accomplish certain goals and provide benefits. Trusts can be used for tax minimization purposes, income splitting, asset protection for current and future beneficiaries and more.
Private Debt
Private debt is held by private companies and currently accounts for a substantial portion of the private investment market.Traditionally this type of investing has only been accessible by endowment funds, pensions, and institutional investors.
Benefit Cost Analysis & Due Diligence Calculations
There are many tax and investment options to choose from. The best way to determine what is right for you is to calculate the potential future outcome. Before implementing a plan, your Harbourfront advisor will conduct an in-depth analysis to figure out the best option for you.
Corporate Asset Transfers
Through every corporation’s Capital Dividend Account (CDA), options exist to flow money to the shareholders on a tax-free basis. When you invest through a corporation, we’re able to provide options to fund your account, tax-free.
Computer Generated Retirement Income Audits
These calculations establish whether one can reach or sustain his or her lifestyle income requirements while establishing which assets should be depleted.
Real Property Pools
Investors have the ability to diversify traditional holdings through the pooling of commercial real estate properties.
Estate Tax Analysis
Projecting future tax consequences and probate costs with the use of computer software can help pinpoint potential tax pitfalls while creating planning opportunities.
Income Splitting & Spousal Loans
Income splitting opportunities continue to diminish. The use of a spousal loan may help a family reduce its household tax bill on portfolio assets.
IPP (Individual Pension Plan)
This plan allows for increased tax savings beyond RRSP's. In addition, past service contributions may also exist for the potential of increased pre-tax investing.
Pension Style Asset Management
By developing economies of scale, we can bring institutional type investing to the retail client.
Asset Location
Not to be confused with asset allocation, asset location involves the location of various asset classes amongst different types of accounts, entities or individuals in an effort to reduce current and future taxes.
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