With over 30 years of experience in the financial services industry, Jose F. Silva (Joe) is a trusted Senior Wealth Advisor who has been helping families navigate complex financial landscapes with clarity and confidence. Joe earned his Certified Financial Planner (CFP®) designation in 1998 and holds a Bachelor of Applied Arts in Urban Planning with a minor in Finance from Metropolitan Toronto University, class of 1977.

Joe specializes in holistic financial planning and investment management for multigenerational families, many of whom have been long-standing clients for over two decades. His approach is grounded in building lasting relationships and providing personalized strategies for retirement planning, estate transfers, education funding, and disability planning.

Known for his thoughtful, client-first mindset, Joe has become not only an advisor but a reliable resource and friend to those he serves. His commitment to financial well-being spans generations, helping clients achieve peace of mind at every stage of life.