With more than 30 years of experience in the financial services industry, Fernando da Silva has devoted his career to guiding individuals and families toward achieving their life goals and financial aspirations. His deep industry expertise, paired with a genuine commitment to client success, has earned him a reputation as a trusted advisor who simplifies complex financial matters with clarity and confidence.

Fernando takes a holistic, client-first approach to financial planning. He begins every relationship by gaining a thorough understanding of each client’s unique financial circumstances, goals, and concerns. From there, he provides clear, personalized, and actionable guidance tailored to both immediate needs and long-term objectives.

Using a disciplined, step-by-step planning process, Fernando helps clients build customized financial roadmaps that encompass all aspects of their financial lives.  His areas of expertise include personal risk management, cash flow planning, retirement planning, investment strategies, tax optimization, and estate planning.  His approach is grounded in the belief that a well-crafted, comprehensive financial plan provides the essential foundation for building a disciplined and strategic investment strategy.

Fernando is a Certified Financial Planner® (CFP) and has been a member in good standing with FP Canada for over 25 years—adhering to the highest standards of ethics and professional responsibility. He is licensed to advise on both individual securities and life insurance solutions. Fernando also holds a Bachelor of Arts with a Joint Specialist degree in Economics and Political Economy from the University of Toronto.

Outside of his professional life, Fernando and his wife, Nathalie, enjoy spending time with their three children—two of whom are currently pursuing university degrees. The family cherishes summers abroad, especially in Nathalie’s native France and in sunny Portugal.